About Us

MAS Advisors, LLC is an SEC Registered Investment Advisor with offices in Miami, Florida, providing asset management services for the separate accounts of private placement variable life insurance and variable annuity companies as well as for private funds.

We focus exclusively on managing flexible non-registered insurance-dedicated funds (IDFs) and Managed Account Portfolios that are available only through Private Placement Variable Life and Annuity Contracts issued to qualified investors by life insurance companies.
MAS works in collaboration with Wealth Advisors to help them develop proprietary insurance compliant investment platforms suitable for the separate accounts of private placement variable life insurance and variable annuity companies.

Management Team

Ricardo R. Calderon
Mr. Calderon is the Managing Director and Principal of the Investment Manager. He is a Director of Acadia Life Limited and its affiliated companies in Bermuda and has extensive experience in private placement life insurance and annuities for use by U.S. and foreign persons. Rick was previously the Senior Managing Director, Chief Operations Officer and Chief Risk Officer of MassMutual International. Earlier in his career he was Senior Vice President of Hartford Life International and the President of Hartford Sudamericana in Buenos Aires. He has extensive experience in developing and overseeing new businesses in the U.S. and across Asia, Europe and Latin America. Rick has also served in a variety of senior domestic and international legal and compliance roles. He received his JD from the University of Pennsylvania, where he was Articles Editor of the Law Review, and his BA with Highest Honors from SUNY Binghamton.
Robert Becerra
Mr. Becerra is the Director of New Business of the Investment Manager.  He has held a variety of senior marketing and sales management positions in the financial services industry, both domestically and abroad.  At Hartford Life, Transamerica and Assurant Group he specialized in the development and growth of non-traditional distribution channels.   More recently he was Chief Strategy Officer of one of the country’s largest educational services providers, where he pioneered a multi-national paradigm for high school education providing U.S. high school diploma programs in Spain, Italy, France, Argentina, Chile, Guatemala and Ecuador. He received his BBA in Finance from Florida International University.
Catrina Winters Beauchamp
Ms. Winters Beauchamp is Senior PPLI Analyst at MAS Advisors and provides guidance on the structuring and placement of investments for Private Placement Life and Annuity contracts.   She has an extensive career in the insurance industry working for leaders such as AIG, Pacific Life and CIBC Oppenheimer specializing in advanced case design and estate planning.  She is a graduate of LeTourneau University.
Christophe Loisey
Mr. Loisey is the Chief Information Officer for the Investment Manager and its affiliates. Early in his career, Christophe was a Program Manager at Microsoft in Redmond, Washington where he was part of the Excel team, designed Office features, supervised the Office security review process and was part of the team that received a U.S. patent.  Christophe has a degree in mechanical engineering from École Nationale Supérieure d'Arts et Métiers in Paris, France.
Bridget Fagerholt
Ms. Fagerholt is the Associate Portfolio Administrator for MAS Advisors.  Bridget is the primary contact for our subadvisor and fund partners.  She is an integral part of the team with lead responsibility for reporting, due diligence, compliance support, and client relations.  Bridget began her career in the not for profit sector before joining the MAS Advisors team.  She received her BS in International Business from Northeastern University in Boston and Degree in International Management from the European School of Business in Reutlingen, Germany.
Roberto Norambuena
Mr. Norambuena is the Manager of Financial Operations for the Investment Manager and its affiliates.  He has held different positions related to Financial Reporting, Analysis and Planning for various companies across various business segments, including Ernst & Young, LNR Properties, and Enterprise Rent-A-Car.  Roberto received his BS in Business & Economics from the University of California Santa Barbara and his Master of Business Administration with an emphasis in Finance from Florida Atlantic University.
Karl Gregory Gerasimov
Mr. Gerasimov is an Associate Portfolio Manager at MAS Advisors implementing and maintaining discretionary and non-discretionary accounts for institutional clients and select high net worth clients.  He acts as the liaison for institutional clients with investment managers, subadvisors, asset allocators and underlying fund managers. Karl holds a BA from SUNY University at Buffalo, MBA from University of Miami and earned the prestigious CFA designation and is a CFA Charter Holder.  Additionally, Mr. Gerasimov holds several FINRA certifications: Series 24 (Securities Principal), Series 55 (Equity Trader), Series 7 (Registered Representative), Series 63 (Securities Agent State Law).
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