About Us

MAS Advisors, LLC is an SEC Registered Investment Advisor with offices in Miami, Florida, providing asset management services for the separate accounts of private placement variable life insurance and variable annuity companies as well as for private funds.

We focus exclusively on managing flexible non-registered insurance-dedicated funds (IDFs) and Managed Account Portfolios that are available only through Private Placement Variable Life and Annuity Contracts issued to qualified investors by life insurance companies.
MAS works in collaboration with Wealth Advisors to help them develop proprietary insurance compliant investment platforms suitable for the separate accounts of private placement variable life insurance and variable annuity companies.

Management Team

Robert Becerra
Mr. Becerra is the Director of New Business of the Investment Manager.  He has held a variety of senior marketing and sales management positions in the financial services industry, both domestically and abroad.  At Hartford Life, Transamerica and Assurant Group he specialized in the development and growth of non-traditional distribution channels.   More recently he was Chief Strategy Officer of one of the country’s largest educational services providers, where he pioneered a multi-national paradigm for high school education providing U.S. high school diploma programs in Spain, Italy, France, Argentina, Chile, Guatemala and Ecuador. He received his BBA in Finance from Florida International University.

Ricardo R. Calderon
Mr. Calderon is the Managing Director and Principal of the Investment Manager. He is a Director of Acadia Life Limited and its affiliated companies in Bermuda and has extensive experience in private placement life insurance and annuities for use by U.S. and foreign persons.  Rick was previously the Senior Managing Director, Chief Operations Officer and Chief Risk Officer of MassMutual International. Earlier in his career he was Senior Vice President of Hartford Life International and the President of Hartford Sudamericana in Buenos Aires.  He has extensive experience in developing and overseeing new businesses in the U.S. and across Asia, Europe and Latin America.  Rick has also served in a variety of senior domestic and international legal and compliance roles.  He received his JD from the University of Pennsylvania, where he was Articles Editor of the Law Review, and his BA with Highest Honors from SUNY Binghamton.

Michael Ginsberg
Mr. Ginsberg is the Chief Financial Officer of the Investment Manager.  He also serves as CFO of Acadia Life Limited and its affiliated entities.  Mr. Ginsberg was previously Chief Financial Officer of Financial American Insurance Group (formerly the US insurance operations of BNP Paribas) and a Board member of both the Life and Casualty insurance companies.  Michael has held various financial and operations management positions in financial services companies including Seitlin Insurance, a Marsh & McLennan Agency, and Assurant Group.  He began his professional career in 1982 with Price Waterhouse (now PWC).

Christophe Loisey
Mr. Loisey is the Chief Information Officer for the Investment Manager and its affiliates. Early in his career, Christophe was a Program Manager at Microsoft in Redmond, Washington where he was part of the Excel team, designed Office features, supervised the Office security review process and was part of the team that received a U.S. patent.  Christophe has a degree in mechanical engineering from École Nationale Supérieure d'Arts et Métiers in Paris, France.

Francisco Soler
Mr. Soler is the Senior Portfolio Manager for the Investment Manager.  He was a Portfolio Manager for EFG Asset Management (Americas) Corp. for the discretionary accounts group.  He has held a variety of investment roles with Dresdner Bank, Credicorp Securities, and Lloyds Banking Group.  Francisco is a Chartered Financial Analyst since 2010 and a Chartered Alternative Investments Analyst since 2012.  Mr. Soler received his BA in Economics (Magna cum Laude) from Florida International University, where he was a member of Phi Beta Kappa.  He is a native of Madrid, Spain.